Checking Public Liability Insurance

Thousands of people suffer work related injuries but are unable to claim compensation because they can not trace previous employers insurance details.

This is soon to change as The Department for Work and Pensions plans to create two new bodies to help injured employees. There will be an Employers liability Tracing Office to help find documentation and an Employers Liability Insurance Bureau to help compensate injured employees as a last result.

What about Public Liability Insurance? Many organisations have a requirement that their members have public liability insurance but only check that the policy is valid once a year. Surely it should be easier for the public to get access to public liability insurance details and should be able to contact the insurance broker at any time and receive confirmation that a policy is live at any time.

Every driver carries their insurance details - every trader should do the same. It should also be easy for the public to be able to make a phone call and check the insurance is current before the work starts and have access to the insurer should they need it.